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Mortgage Calculator

Estimate payments with local taxes, PMI scenarios, and amortization options for Mississauga & GTA.

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Mortgage Calculator

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Loan Inputs

Start Date
Down Payment0.00
Interest Rate (%)4.25
PMI (%)1.00
Your estimated monthly payment with PMI
$3,159.70
PMI$416.67
Monthly Tax Paid$200.00
Monthly Home Insurance$83.33
PMI End DateJul 2035
Total PMI Payments118
Monthly Payment after PMI$2,743.03
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Mortgage Details

Loan Amount$500,000.00
Down Payment$0.00 (0.00%)
Total Interest Paid$385,491.80
Total PMI to Jul. 2035$49,167.06
Total Tax Paid$72,000.00
Total Home Insurance$30,000.00
Total of 360 Payments: $1,137,490.60
Loan pay‑off date: Sep 2055
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Monthly Vs Bi‑Weekly Payment

Monthly Payment
$3,159.70
Bi‑weekly Payment
$1,579.85
Monthly Pay‑off Date
Sep 2055
Bi‑weekly Pay‑off Date
Jun 2038
Total Interest Paid (Monthly)
$385,491.80
Total Interest Paid (Bi‑weekly)
$322,501.63
Total Interest Savings: $62,990.17